ONTARIO EXECUTIONS ACT: UPDATE TO EXEMPTIONS

Dear OAIRP Members,

We have received notice that the Ontario Exemption Act was changed on December 19, 2025, details below. Please update your processes accordingly. 

O. Reg. 657/05 EXEMPTIONS | ontario.ca
https://www.ontario.ca/laws/regulation/r25393

Prescribed Amounts for Exemptions

Exemptions, prescribed amounts (Section 1)

(1) For the purposes of subsections 2 (1) and (1.1) of the Act, the following amounts are prescribed:

1. For the chattels described in paragraph 2 of subsection 2 (1) of the Act (household furnishings and appliances), $17,091.
2. For the chattels described in paragraph 3 of subsection 2 (1) of the Act (tools and other personal property used to earn income),
   1. in the case of a debtor engaged solely in the tillage of the soil or farming, $37,820for livestock, fowl, bees, books, tools and implements and other chattels ordinarily used by the debtor in the debtor’s occupation, or
   2. in any other case, $17,362.
3. For the chattels described in paragraph 4 of subsection 2 (1) of the Act (motor vehicle), $8,578. O. Reg. 289/15, s. 1; O. Reg. 758/20, s. 1 (1-4); O. Reg. 393/25, s. 1 (1-4).

(2) For the purposes of subsections 2 (2) and (3) of the Act (principal residence), the prescribed amount is $12,997. O. Reg. 289/15, s. 1; O. Reg. 758/20, s. 1 (5); O. Reg. 393/25, s. 1 (5).

Yours truly,

The OAIRP Board